As real estate agents, we offer a variety of services including helping buyers find their dream home, assisting sellers with pricing and marketing their properties, negotiating contracts, and providing expert advice on the local market. We also offer assistance relocation services, investment opportunities, and commercial purchases and sales.
You may be ready to buy a home if you have stable income, a good credit score, and savings for a down payment and closing costs (although there are programs that can reduce these costs). It is also important to be ready for the responsibilities of home ownership, such as maintenance and property taxes. Consulting with a mortgage lender can help assess your financial readiness.
You'll need to provide documentation of your income, employment, debts, and assets to a lender. The lender will then review the information and determine how much you are eligible to borrow. It's a great idea to get a pre-approval before you start house hunting so you know your budget.
A buyer's agent works on behalf of the buyer, helping them find a property, negotiate terms of the purchase, and guide them through the purchasing process. A seller's agent represents the seller, helping them market their property, negotiate offers, and close the sale. Both agents work with the best interests of their clients in mind.
Consider factors such as proximity to work, school ratings, safety, public transportation, parks, stores, and future development plans. It's also important to visit the neighborhood at different times of the day to get a good feel for the area.
Setting the proper asking price involves researching comparable homes in your area, considering the condition and features of your home, and understanding current market conditions. We can help you analyze these factors to determine a competitive and realistic price.
For buyers, closing costs can include loan origination fees (lender fees), title insurance, inspections, appraisal fees, and possible buyer agent fees. For sellers, costs may include agent commissions, repairs, property tax credits, and closing fees. Generally, buyers can expect to pay 2-5% of the purchase price, while sellers can expect to pay 6-8% of the sale price in fees.
The time it takes to sell a home can vary based on factors like location, market conditions, condition of the home, and pricing. On average, homes should sell within 30 to 60 days, but in a competitive market, it could be quicker. We can help you price your home competitively and market it effectively to reduce time on the market.
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